Real Estate Deeds Made Easy Since 1997 – Deeds.com
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Many renters, facing rising housing costs, feel stuck. They would love to buy a modest home. They’d love a modest loan to go with it. But… Try finding a mortgage to buy a home under $150,000 these days. Where small…
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Insurance Fraud: Homeowners Can Be Victims or Perpetrators
Whether it’s a homeowner’s title insurance policy, or a home/condo owner’s policy, no homeowner wants to be involved with apparent fraud. The potential consequences are serious. Although most criminal and real estate laws are established by the states, insurance fraud…
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“Deed Theft” Is a Crime, Says New York Legislature
On June 24, 2023, New York’s lawmakers passed a bill to create the crime of deed theft and help New Yorkers hold onto their homes. The state’s Attorney General, Letitia James, has been vocal about the need for new legislation…
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New in 2023: Illinois Notary Law Gets a Makeover
For the first time since 1986, Illinois has dramatically revamped its notary laws. New language in Illinois law, which became effective in June 2023, has made sweeping changes to rules for notarizations. Here’s what you need to know.
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Buying a Home By Pulling From a 401(k)? You’re Not Alone.
The average employee’s 401(k) account isn’t what it used to be. Consider people with money in Vanguard employer-sponsored 401(k) retirement accounts. Their precious retirement savings drooped 20% (year-over-year) in 2022. A person with a balance near the median (at the…
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Latest From SCOTUS: A Tale of Two Property Rights Cases
The National Association of Realtors® (NAR) lauded wins for property rights in two recent Supreme Court cases. But the two cases dealt with starkly different questions.
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Did Biden Raise Mortgage Fees for Borrowers With Good Credit to Help People With Bad Credit?
In May 2023, Fannie Mae and Freddie Mac rolled out a new upfront fee structure for mortgages. Some critics have claimed President Joe Biden is helping people with bad credit at the expense of people with good credit. Some call…
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Best Way to Inherit a Home in Probate: Executor’s Deed, Administrator’s Deed, or Quitclaim?
If you inherit a home, what deed will you get? It all depends on the estate planning done by the late homeowner. If you’re willed the home, it’s likely an executor’s deed. If the late homeowner died without a will,…
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Crypto Catalysts: Are We in the Midst of a Digital Shift for World Finances?
What happens in the crypto market doesn’t stay in the crypto market for long. As bitcoin and other digital assets rise in popularity, real estate will be affected. After all, when people make profits, they often transform their earnings into…
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The House of Representatives Said Yes to Remote Online Notaries. Senate Next, NAR Urges!
“NAR has strongly supported remote online notarization since 2018 and commends members of the House for passing the SECURE Notarization Act of 2023.” Kenny Parcell, president of the National Association of REALTORS® The integrity of notarized public records is crucial.…
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What You Need to Know About Home Improvement Loans
Home values are up. If you’re like many homeowners today, you’re sitting on a substantial sum of home equity. But you might hesitate to sell your home and buy another one. Who wants to give up yesterday’s cheap mortgages for…
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Making Your Next Move: Could a Moving Loan Help?
Any time of the year, relocating could be vital to your goals. Maybe you’re considering a move for work, education, residency, or relationships. Assuming you’re not offered funding to move, a relocation loan can help you get the job done.…
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Not Just the Flavor of the Month: In Real Estate, AI’s Here to Stay
Real estate is data-driven. That makes it a key space for innovating with artificial intelligence (AI). Computers can now digest huge data sets. The patterns they find can be used in market forecasts and even single home value estimates. Zillow…
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Pride Month Feature: Deeds Are for Everyone
People all over the United States are dealing with rising monthly rents. LGBTQ+ renters are no exceptions. And, like all renters, they face the hurdle of gathering together down payments that come along with today’s sky-high listing prices. But while…
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Gen Z’s Real Estate Super Power
Gen Z is the generation born from 1997 to 2012. This tribe’s elders are already in their mid-twenties. Some are shopping for homes; others are becoming agents. Turns out they’re some of the savviest participants in real estate today. They…
