Real Estate Deeds Made Easy Since 1997 – Deeds.com
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They say good fences make good neighbors. Perhaps we could add shrubs or trees, too. Fences and trees can helpfully separate one residential property from the next. Their presence can make boundaries obvious and clear-cut. Then again, their helpfulness depends…
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Locked Out: Less Than 5% of U.S. Housing Is Accessible to Older, Disabled Residents
Tens of millions of U.S. residents have a problem. There aren’t enough homes for the elderly and disabled population. One in four of us — more than 60 million people — have a disability. And our older adult population is…
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Volatility? Seasoning? NAR’s Advice on Working With Bitcoin Buyers
Bitcoin is volatile. It can change in value from one month (or day) to the next. To a mortgage lender, bitcoin is a non-cash asset. It must be sold before the deal can go through. In other words, holding digital…
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Can Undocumented Migrants Buy U.S. Homes?
Putting aside the politics of the matter, noncitizens living in the United States without a formal immigration status may buy real estate. Many undocumented workers do own their homes. And they all pay property taxes. That’s billions of dollars, supporting…
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Artificial Intelligence for Home Searches Actually Works! And Look at What Else AI Can Do.
If you’ve noticed improved property valuations and descriptions on real estate sites lately, you might want to credit artificial intelligence (AI). Platforms like Compass, Zillow, and Redfin are all utilizing AI to enhance the user experience. They’re introducing impressive new…
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Property Tax Breaks for Older Homeowners (New Changes for NJ, PA, and MD Seniors)
For some seniors and people with disabilities, property taxes can feel like the proverbial last straw on the camel’s back. On the other hand, local governments need funding. They tax their residents to fund resources like emergency response departments, schools,…
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Lee County, Florida Buyers and Sellers: New ID Rule for Deed Filing as of August 2023
After Florida passed HB 1419 to deal with deed fraud in the state, Lee County Clerk Kevin Karnes announced a new requirement for filing a property deed. As of August 2023 and onward, you’ll need a government-produced photo ID if…
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Recession or No Recession? Does It Matter, for People Priced Out of Homeownership?
We’re reading a lot now about a growing optimism that the United States could avoid a recession — in spite of our central bank’s aggressive hiking of interest rates. At the same time, there are other commentators who warn people…
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Building an Addition, Shed, or Cottage? Know Your Home’s Setback Requirements
If you’re buying a home, your real estate agent can help you locate the setback requirements. These requirements control the distance any structure on the property must be from the road, or from a natural feature, or from the boundaries…
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Could Tiny Houses Help People Become Homeowners?
Caught in a housing crunch, Duluth, Minnesota recently changed its rules to encourage the construction of tiny homes. Until 2020, developers in Minnesota couldn’t even build houses smaller than 400 square feet. This has changed. In multiple New England cities,…
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Can I Use AI in My Real Estate Business? How?
Real estate agents, in small businesses or nationally known agencies, are integrating artificial intelligence into their standard operations. No, this isn’t about outsourcing everything to robots. Communicating the values and personality of a business needs the human touch. But generative…
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We’re Buying a Home as Co-Owners. How Should We Say It on the Deed?
In this pricey housing market, people are finding creative pathways to homeownership. Co-owning isn’t always a buyer’s first choice, but it’s one way to help buyers get homes that would otherwise be out of reach. If you’re thinking of…
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Florida Homeowners’ Insurance (If You Can Get It) Costs a Fortune
In 2022 and 2023 so far, Fortune magazine reports, 15 companies have stopped issuing insurance policies to Floridians. Most recently, it was Farmers Insurance, citing “risk exposure.” (Farmers subsidiaries will keep working within the state.) AAA, while not backing out…
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Fall of Florida’s Champlain Towers South Prompts Changes in Condo Loan Rules
Conventional mortgage backers Fannie Mae and Freddie Mac have solidified updated policies for loans to condo buyers. There are a few new requirements now going into effect, to be part of these loan-backing giants’ permanent rules. They’d only been temporary…
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Our Mortgage Loans: How They Became What They Are Today
Those were the days? Before the New Deal in the 1930s, a well-paid working person had to put somewhere around 40% down to buy a home. It would be up to a building and loan association (B&L) to say yes…
