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South Korea — renowned for its pop culture and a $16+ billion gaming sector — is perfectly poised to flourish in digitized worlds. K-pop singers have launched hits in the metaverse and real estate is popping up to host future…
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Know the Facts About Liens
Good Debt, Bad Debt… Nowadays, people can be divided into three classes: the haves, the have-nots, and the have-not-paid-for-what-they-haves. – Earl Wilson If you own a home, there’s probably a lien (or a few) on its title. A lien represents…
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Living Off the Grid: What It Means Now
He likes it better the old way, so he grows a little garden in the backyard by the fence;He’s consuming what he’s growing nowadays in self-defense;He gets out there in the twilight zone sometimes… – David M. Bellamy Living off…
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What Is Dodd-Frank and How Does It Regulate Home Loans?
Consumer Protection for Mortgage Borrowers The mortgage crisis of 2008-09 unfolded when lenders offering too many high-risk loans. The problem was referred to as predatory lending. Lawmakers reacted to the crisis with lending rules that kept lenders from approving loan…
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Can a Home in a Living Trust Be Refinanced?
On Trust Property In a Time of Low Mortgage Rates A living trust is a revocable trust. And a revocable trust is a trust you can change — which means you can refinance. That said, your lender must be on…
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You’re Prepared to Make an All-Cash Offer on a House. Should You?
In real estate lingo, an all-cash offer means the buyer isn’t borrowing money to finance a house purchase. The buyer is using money straight from a bank, credit union, or investment account to cover the price of the home. These…
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Waiting for a Market Cooldown? Read This First.
4 Tips to Win at Home Buying This Spring Early 2022 will be a great season for home purchases. Sellers are blessed with the perfect blend of brisk demand and a low interest rate environment. And we can see opportunity…
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Can I Sue the Homeowners’ Association?
Know Before You Buy Buying a condo is a great way to shift from renting to homeownership. Condos are popular, low-maintenance investments. But when community associations fail to function as they should, they set the stage for conflicts. If you’re…
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Are Software Robots the Future of Real Estate?
Today’s real estate industry professionals are strained. They face massive workloads. Much of the work involves copying information, reviewing documents, billing clients, and performing other repetitive tasks. How can real estate companies attract, motivate, or retain great employees if the…
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5 Ways to Clear the Down Payment Hurdle
The median down payment on a house now tops $27K, the National Association of REALTORS® has announced. The bar has been raised. In late 2020, it stood at $20K. In fact, six-figure down payments aren’t unusual, if you’re looking in…
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OMG These Unbearable Housing Costs
Is There Any Escape From Them? If you bought a home before the recent surge in real estate prices, you likely saw your home equity go up quite a bit. And you’ve likely been the recipient of “Sell your house…
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Buying A Home? Read This Well Before Closing.
Anticipate and Outsmart Hackers During Thanksgiving week 2021, a buyer wired the requested $78,430 to close on a home in Millinocket, Maine. It was a case of real estate wire transfer fraud. Bank of America told its customer, the hopeful…
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Sotheby’s International Realty Gives Its Blessing to the Metaverse
A Miami mansion will become a first-of-a-kind this year. It will be sold as a real house, featuring seven bedrooms and nine bathrooms — together with its mirror property in the metaverse. The physical house will be sold by ONE Sotheby’s…
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Remote Work Is Freeing Up Office Space. Can Old Office Buildings Become Housing?
Some big banks and major corporations are asking their employees to come back to their offices. But many of these employees will only work in office buildings for part of the week. Remote work is changing how people get things…
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Taking the “Real” Out of Real Estate
Life in the Metaverse Tokenized real estate has met the metaverse, creating something new: virtual real estate. Virtual developers are sweeping millions of dollars’ worth of crypto coins into property deals. They see a robust online economy in the making.…