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In June 2025, the Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to map out how cryptocurrency could be counted as an asset for home loan applications. Borrowers could keep their crypto accounts. They would not need…
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Another Brooklyn Deed Theft? Isn’t This a Felony Now?
Carmella Charrington of Brooklyn has a disturbing story to tell. And New York City’s News 12 reporters listened. In a state where deed theft is now named as grand larceny under the criminal law, some self-declared “new homeowner” broke into…
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Throwing in the Towel? Redfin Looks at Who’s Leaving “Flood-Prone” Counties
Redfin recently took a look at the twists and turns in deed transfer trends since 2019, before the pandemic began. The company found some striking geography stats. Water is moving people. Flood-Prone America Is Seeing More People Move Out Than…
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The Push for Fair Housing: Can Equity Triumph Over Hardball Politics?
The National Fair Housing Alliance keeps the public updated on housing access. Its recent reporting indicates that U.S. housing discrimination has been rising over the past decade. In our digital era, we cannot talk about discrimination without implicating automated systems.…
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If the Fed Keeps Up the Rate Cuts, More Seniors Will Open HELOCs in 2026
For a great many seniors, home equity is up. And as interest rates are easing (a little), home equity borrowing is likely to get (a little) cheaper. Tens of millions of seniors could be tempted to take out lines of…
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Someone Placed a Lien on the Deed. Did They Follow the Rules?
Various entities can make claims for unpaid debts by recording liens on a title. Mortgage liens are voluntary — you opt in. Other kinds of liens are imposed on the title by a court, a homeowner’s association, a tax department,…
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Fannie Mae and Freddie Mac Boss Faces Investigation—After Accusing Others of Loan Fraud
Real estate developer William (Bill) Pulte directs the Federal Housing Finance Agency (FHFA). Pulte is also the self-assigned chair of the boards of both Fannie Mae and Freddie Mac. Now, an investigation is underway as to whether Pulte (together with…
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Arizona Transfer on Death Deed: Understanding the Beneficiary Deed
If you’re searching for an Arizona transfer on death deed, you’re not alone — and you’re not far off. Arizona offers a powerful estate planning tool that accomplishes exactly what a transfer on death deed does, but the state calls…
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Can Buyers Waive the Inspection Upfront? Some States Might Jump on the “No” Train
A few U.S. states discourage sellers and agents from expecting homebuyers to waive their right to a home inspection. This is a consumer-protection issue for states. And that’s not all. The inspection companies don’t like to be left out of…
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Real Estate “Reset” in 2026? Redfin Thinks So; Here’s the Logic
In an article published this month, titled “Welcome to The Great Housing Reset,” Chen Zhao and Daryl Fairweather of Redfin write, “Next year will mark the beginning of a long, slow recovery for the housing market. The Great Housing Reset…
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Mortgage Fraud Risk Rises, as White House Moves to Banish the Watchdog
Mortgage applications with signs of fraud have increased more than 8% since this time last year. The news comes from the property analytics firm Cotality. The firm runs algorithms through applications, pinpoints possible fraud, and maintains the National Mortgage Application…
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Turning a Vacation Home Into a Charitable Gift
Whether it’s an investment vacation property, or simply a place to unwind, there might come a time when you’re ready to let it go. With home values so high these days, you could face significant capital gains taxes if you…
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Zillow Removes Climate Risk Scores From Home Listings
Zillow®, the online real estate powerhouse, has made a change on its website. And people are talking about it. Visitors no longer see a home’s risk score for climate factors like flooding or wildfire potential. Just last year, Zillow adopted…
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When Assisted Living Is the Way Forward: Protecting a Home for the Community Spouse
What happens when one spouse moves into assisted living, and the other spouse stays in the couple’s home? The official word used to describe the spouse living at home is community spouse. That’s the spouse who lives “in the community”…
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Some Colorado Deeds Predate the Civil War. Now, They’re Going Digital.
Ever wonder what deed recorders do with those fees they charge? In Colorado, fees from nine years of deed recordings have funded a 21-million-dollar project to make all records into digital, searchable documents. Arapahoe became a county in 1861 —…
