Real Estate Deeds Made Easy Since 1997 – Deeds.com
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The notary seal and signature make the transfer of a home official. A notary readies the property deed for recording with the county for all the world to see. Notarizing a document means witnessing a signature, and verifying that the right person…
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The Benefits of Refinancing Your Home — Strategically
Throughout the years of your mortgage, you’ll likely ask the question more than once: Is now the right time to refinance? First, note that refinancing may be no easier than getting that existing loan. Moreover, from 2020 on, expect lenders…
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Selling Your House? Working From Home May Impact Buyer Preferences
Appealing to work-from-home buyers can boost your home’s profile. How much? To get an idea of the value placed on the work-from-home economy today, note that Apple, in September 2020, introduced its holiday subscription sets of TV shows, games, news,…
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New Homeowner’s Document Checklist & Storage Plan
Know what’s in your stash of papers — and how to store them all for safekeeping. Congrats! You’ve bought a home. You walk away from the closing table in triumph, a pile of documents in your arms. OK, so what…
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How to File a Mechanic’s Lien
When businesses don’t get paid for working at someone’s home, their super power is the mechanic’s lien. Recorded in the county where the work is done, it attaches to the title of the home. The last thing a homeowner wants…
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For Home Buyers and Sellers: How a Contract for Deed Works
We’ve noticed, and maybe you have, too. Mortgage lenders have really been tightening their loan approval standards these days. Lenders are cautious because so many people are coping with layoffs, career changes, and volatile financial situations. Some sellers are willing…
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The Property Survey: Do You Need One?
Will you have a survey done before your coming real estate deal? Of course, a professional will be examining the title. But a title search does not include a survey. With a title search, the title company reviews the chain…
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Co-Owning Property With a Non-U.S. Citizen? Keep These Points in Mind
Whether you plan to co-own property with a United States citizen or a non-U.S. citizen, the rules of the game aren’t too different. Noncitizens can inherit property. They may be named as beneficiaries on financial and insurance accounts, just as…
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Notaries Had Enough Trouble in 2020. Then Indiana Botched a Notary Law Update.
What happened July 1, 2020, when the Indiana Senate tweaked Indiana Code § 32-21-2-3? Previously, that provision of Indiana law said any conveyance, mortgage or other document to be recorded must simply have the signer acknowledge the document with a notary. Or the…
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When You Least Expect It… What You Need Know About Unrecorded Real Estate Liens
For many buyers, the home shopping experience involves gazing wistfully at hardwood floors, kitchen countertops, new appliances, and the sunny views from the windows over the garden. As the purchase decision gets closer, the focus turns to the AC efficiency…
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LGBT+ and Real Estate Ownership
Navigating Mortgages, Titles and Deeds Co-buying a home as a couple signifies a serious commitment on multiple levels. If you have spoken with your real estate lawyer and financial expert, and decided to buy property together as a couple, congrats!…
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Buying Property with a Quitclaim Deed in Massachusetts
A Quitclaim? No problem. It’s Common Practice Here — and Safeguarding Your Title Is Straightforward. Three major Massachusetts real estate deeds are commonly used: the quitclaim deed, the warranty deed, and the release deed. In contrast to most other places,…
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The Tax Lien Cometh
Back Taxes Can Impact Your Real Estate Title. Here’s How to Deal With Them. What happens when a taxpayer doesn’t pay tax? If the Internal Revenue Service is slighted, it follows its age-old tradition and imposes a tax lien on…
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The Judgment Lien Vs. the Levy
What is the difference between a lien and a levy on someone’s property? A lien is a cloud on a title, to be released once the homeowner completes repayment to a creditor. A levy is a legal seizure of the…
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Natural (and Other) Disasters: How Emergencies Impact Titles & Mortgages
As a general rule, real estate values have risen through the decades. Today, a force is challenging that rule, and we all need to know about it before heading for the closing table. It involves the risk of weather damage…
