Real Estate Deeds Made Easy Since 1997 – Deeds.com
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With absentee ballots already issued in Alabama, early voting has started. The Center for Popular Democracy ran a survey, and 84% of voters in swing states say housing is a big deal as they fill in their ballots, The Financial…
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Selling a Home, But Not Your Own: The Dramatic Rise of Seller Impersonation Fraud
The American Land Title Association surveyed hundreds of title companies — 783, to be precise — and found seller impersonation fraud rising year over year. More than 20% of the firms reported recent instances of this bizarre activity. Crafting elaborate…
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Working With a Homeowner’s Association: Amending a Master Deed in 7 Steps
If the home you bought is part of an association, it has a master deed. Ever since your fellow unit owners received the property from the original developer, the world has been changing. The owners’ quality of life might, from…
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Recent Changes in Florida Reverse Mortgage Taxation: What You Need to Know
Recent changes in Florida’s tax laws have impacted the way Reverse Mortgages, also known as Home Equity Conversion Mortgages (HECMs), are taxed. These changes are based on Florida Statute 199, FDOR Tax Information Publication (TIP) No. 24B04-02, and Section 18,…
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Federal Update: New Contract for Deed Rules
Contracts for deed – sometimes called installment contracts, land sales contracts, or owner carry – leave the deed until the borrower pays for the home in full. Until then, the borrower lives in and maintains the home. This is a…
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Can I Add a New Name to a Deed Without the Current Co-Owner’s OK?
If two people are on the deed to a house, can one party add someone else to the deed without the other deed owner’s permission? Maybe the owners are a senior and an adult child. Can the younger owner legally…
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How Do Homestead Laws Save Deed Holders Money?
You’ve just bought a home. At closing, a title representative tells you to request your homestead exemption. Or maybe you bought your home and a homestead exemption form arrived (surprise!) in your mailbox. You know you should file the document…
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It’s a Crime! Deed Theft Crackdown Gets Serious
Deed theft deprives homeowners — and generations that follow them — of the precious home equity they worked so hard to earn. When someone sets out to exploit someone else’s deed, the targets are often seniors, minority households, and people…
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Name Order on the Deed: Do You Care?
You might wonder if the order of people’s names on a deed gives the first-named co-owner an advantage over the second-named one. Some first-named deed holders may think, for instance, that they have a greater right to the home. Sometimes,…
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To Avoid Foreclosure, Which Should I Do: Deed in Lieu? Or Short Sale?
OK, it’s decision time. You’re dealing with financial challenges: a breakup, employment shakeups, or just too much debt against your property. You hold a deed, but can’t keep up with your housing costs. And you definitely want to avoid having…
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As Home and Condo Insurers Back Away, What’s a California Deed Holder to Do?
It’s wildfire season in California. You want to buy there, and yet you might have heard reports of homeowners being left stranded by their insurance companies. So you have special concerns about whether you’ll have trouble getting a home or…
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Looking for a Path to Homeownership? Look Again at Down Payment Assistance.
The typical person can’t afford the typical home. As property values keep rising, down payments aren’t getting any easier to make. If you know the feeling, have you looked up down payment assistance? It can be a grant, with no…
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Alert for Veterans: New VA Website Fights Housing Scams
Vets and family members can qualify for certain benefits from the U.S. Department of Veterans Affairs, including home loans. Some swindlers want to steal their glory. Members of the military, and their loved ones, are more likely than other households…
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What Resources Exist for Deed Holders Who Need Cash?
Ever heard the phrase house rich, cash poor? It can be frustrating to have a valuable home and empty pockets. You might be dealing with job changes, emergencies, new goals, hopes and dreams… And you need cash. Can you reach…
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Can My Name Be Added to a Deed Without My Consent?
As a general matter, no. A deed transfer is not valid unless it’s delivered and accepted. A deed holder who is leaving a home to a beneficiary needs to talk with that beneficiary, and other loved ones. They should know…
