High-Density Politics and Trends

In the Bay Area and Beyond, Housing Shortages Make Higher Densities Inevitable

A group of people meeting at a table with computers and an urban setting outside the window.

Governments are beginning to allow accessory dwelling units where they didn’t before. They’re rezoning to allow multiple homes per lot. They have to. They’re responding to a housing crisis that needs answers. Otherwise, a state has no way to supply necessary housing in the face of pressing demand.

But hashing out the policies is no mean feat. There’s plenty of opposition to zoning-up for more housing. Residents might see “density” and think: traffic, parking, noise, and so on, in the parade of horribles that will change the character of the neighborhood. Some assume a correlation between density and poverty. (Reality is not so cut and dried. In many cities, the wealthiest sections are dense sections with high-rise penthouses, while populations in neglected areas are relatively sparse.)

Increased density can be beneficial and necessary. Supporting mid-density or high-density housing can curb sprawl, conserve natural areas, and reduce transportation needs.

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I’m Transferring Trust Property. Do I Have to Provide Disclosure?

Understanding the Seller’s Disclosure Form

Image of the word Transparency as if it was written on a whiteboard. The is a hand holding a marker made to appear like it has written the word.

If you buy a property from a trust, are you less protected by disclosure rules? If you’re transferring a deed to trust property, what do you need to know for proper disclosure?

There is no one-size-fits-all answer. Disclosure of defects in real estate is a question of state law. But don’t assume that buying from a trust means buyer-beware. The states’ trust exceptions to disclosure laws tend to be narrow.

Here, we take a look at two examples, to give parties to a trust transaction an idea of the issues to spot before the deed changes hands.

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Will a Seller Accept an Offer on a “Pending” Home?

Image of a "sale Pending" sign in front of a house.

What Home Buyers Need to Know

In a seller’s market, buyers anxious to start touring homes may find very few opportunities. Some buyers might try to make offers despite pending deals, eager to be runners-up just in case a sale doesn’t make it to closing. Here’s what to know about pending offers, and whether a pending home could still be available.

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Montana Property Tax Going Up? Not So Fast.

Image of the welcome to Montana sign. Captioned: Montana Property Taxes

Property prices are surging most everywhere. And when property values rise, taxes — charged based on a percentage of property values — rise right along with them. So, confronting property tax hikes has become a rallying cry in many states.

Montana is no exception. And now, a former Montana legislator has submitted a proposed ballot initiative to halt major tax increases for people who aren’t buying or selling, but just keeping their real estate.

Let’s take a look at how it’s going so far.

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Communities Are Going Solar. Will It Play in Peoria?

Person working on solar panels on top of a house.

Solar power is becoming a major real estate trend, as cities, states, and the federal government all strive to lower their areas’ greenhouse gas emissions. The U.S. Energy Department notes that rooftop solar costs been halved since 2014, and system installations are surging across the country. Sunrun and SolarCity (now part of Tesla) are leading that growth.

Climate-connected reasons aren’t necessarily in the forefront of homeowners’ minds when they go for it. A lot of the impetus involves blackouts after storms. Households seeking independence from overburdened grids are looking to generators, wall batteries, solar panels and tiles.  

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The HOME Token on Ethereum

An Industry First

Interior of a futuristic house. Captioned: The HOME Token on Ethereum

The Blimp Homes app brings real estate sellers and seekers together with agents. And with Blimp, there’s something more. Together with the Home Network Foundation (homefoundation.io), Blimp Homes has introduced an industry first: a home search platform is designed to be decentralized, user-focused and transparent. It’s built on the HOME Protocol — on blockchain.

Real estate agents are being assigned cryptographic assets called HOME tokens when they sign up with the Home Network. Buyers and sellers will soon be earning HOME tokens on the Ethereum blockchain when working with others on the Blimp platform.

U.S. real estate is the starting point. The network has plans to expand to cover all of North America, and then go further.

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Access Matters: Getting an Easement for Landlocked Property

Image of a locked gate with a road closed sign on it.

Real estate without legal access to a public road is called landlocked property. Title insurance policies exist to protect mortgage lenders and homeowners from the costs of dealing with burdens on a property’s title. Standard title insurance usually covers lack of access. This means it can help pay for the costs associated with obtaining an easement if a house isn’t on a public roadway.

But title policies, individual situations, and state laws vary. Let’s take a look.

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