Windsor County Mortgage Deed (Two Individuals) Form

Last validated July 17, 2026 by our Forms Development Team

Windsor County Mortgage Deed (Two Individuals) Form

Windsor County Mortgage Deed (Two Individuals) Form

Fill in the blank Mortgage Deed (Two Individuals) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 7/17/2026
Windsor County Mortgage Deed (Two Individuals) Guide

Windsor County Mortgage Deed (Two Individuals) Guide

Line by line guide explaining every blank on the Mortgage Deed (Two Individuals) form.

Document Last Validated 7/17/2026
Windsor County Completed Example of the Mortgage Deed (Two Individuals) Document

Windsor County Completed Example of the Mortgage Deed (Two Individuals) Document

Example of a properly completed Vermont Mortgage Deed (Two Individuals) document for reference.

Document Last Validated 7/17/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Windsor County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town Clerk of Andover

Address:
953 Weston-Andover Rd
Andover, Vermont 05143

Hours: Mo, Tu, Th, Fr 9:00 to 1:00 & We 11:00 to 3:00 (always call ahead)

Phone: (802) 875-2765

Town Clerk of Baltimore

Address:
1902 Baltimore Rd
Baltimore, Vermont 05143

Hours: We 4:00 to 6:00 & Th 9:00 to 11:00 and by appt

Phone: (802) 263-5274

Town Clerk of Barnard

Address:
115 North Rd / PO Box 274
Barnard, Vermont 05031

Hours: Mo-We 8:00 to 3:30

Phone: (802) 234-9211

Town Clerk of Bethel

Address:
134 South Main St / PO Box 404
Bethel, Vermont 05032

Hours: Mo, Th 8:00 to 12:30 & 1:00 to 4:00; Tu, Fr 8:00 to 12:00

Phone: (802) 234-9722

Town Clerk of Bridgewater

Address:
7335 US Rte 4
Bridgewater, Vermont 05034

Hours: Mo-Th 8:00 to 4:00

Phone: (802) 672-3334

Town Clerk of Cavendish

Address:
37 High St / PO Box 126
Cavendish, Vermont 05142

Hours: Mo-Fr 9:00 to 4:30

Phone: (802) 226-7292

Town Clerk of Chester

Address:
556 Elm St / PO Box 370
Chester, Vermont 05143

Hours: Mo-Fr 8:00 to 4:00 or by appt

Phone: (802) 875-2173

Town Clerk of Hartford

Address:
171 Bridge St
White River Junction, Vermont 05001

Hours: 8:00 to 5:00 M-F (sometimes closed 12:00 to 1:00)

Phone: (802) 295-2785

Town Clerk of Hartland

Address:
1 Quechee Rd / PO Box 349
Hartland, Vermont 05048

Hours: Mo-Fr 7:00 to 5:00

Phone: (802) 436-2444

Town Clerk of Ludlow

Address:
37 Depot St / PO Box 307
Ludlow, Vermont 05149

Hours: Mo-Fr 8:30 to 4:30

Phone: (802) 228-3232

Town Clerk of Norwich

Address:
300 Main St / P.O. Box 376
Norwich, Vermont 05055

Hours: Mo-Fr 8:30 to 4:30

Phone: (802) 649-1419

Town Clerk of Plymouth

Address:
68 Town Office Rd
Plymouth, Vermont 05056

Hours: Mo-Th 8:00 to 4:00

Phone: (802) 672-3655

Town Clerk of Pomfret

Address:
5218 Pomfret Rd
North Pomfret, Vermont 05053

Hours: Mo, We, Fr 8:30 to 2:30

Phone: (802) 457-3861

Town Clerk of Reading

Address:
799 Rte 106 / PO Box 72
Reading, Vermont 05062

Hours: Mo-Th 8:00 to 4:00; 1st Sat 9:00 to 12:00

Phone: (802) 484-7250

Town Clerk of Rochester

Address:
67 School St / PO Box 238
Rochester, Vermont 05767-0238

Hours: Tu-Fr 8:00 to 4:00

Phone: (802) 767-3631

Town Clerk of Royalton

Address:
23 Alexander Place #1 / PO Box 680
South Royalton, Vermont 05068

Hours: Mo-Th 8:00 to 12:00 & 12:30 to 3:00

Phone: (802) 763-7207

Town Clerk of Sharon

Address:
69 VT Rte 132 / PO Box 250
Sharon, Vermont 05065

Hours: Mo-Th 7:30 to 4:30

Phone: (802) 763-8268 x1

Town Clerk of Springfield

Address:
96 Main St
Springfield, Vermont 05156

Hours: Mo-Fr 8:00 to 4:30

Phone: (802) 885-2104

Town Clerk of Stockbridge

Address:
1722 VT Rte 100 / PO Box 39
Stockbridge, Vermont 05772

Hours: Tu-Th 8:00 to 4:30; Fr 8:00 to 12:00

Phone: (802) 746-8400

Town Clerk of Weathersfield

Address:
5259 Route 5 / PO Box 550
Ascutney, Vermont 05030-0550

Hours: Mo-We 9:00 to 4:00; Th 9:00 to 5:30

Phone: (802) 674-9500

Town Clerk of Weston

Address:
12 Lawrence Hill Rd / PO Box 98
Weston, Vermont 05161-0098

Hours: Mo-Fr 8:00 to 1:00

Phone: (802) 824-6645

Town Clerk of West Windsor

Address:
22 Brownsville-Hartland Rd / PO Box 6
Brownsville, Vermont 05037

Hours: Mo-Fr 9:00 to 12:00 & 1:30 to 4:30

Phone: (802) 484-7212

Town Clerk of Windsor

Address:
29 Union St
Windsor, Vermont 05089

Hours: Mo-We 8:00 to 5:00; Th 8:00 to 4:00

Phone: (802) 674-5610

Town Clerk of Woodstock

Address:
31 The Green
Woodstock, Vermont 05091

Hours: Mo-Fr 8:00 to 12:00 & 1:00 to 4:30

Phone: (802) 457-3611

Recording Tips for Windsor County:
  • Make copies of your documents before recording - keep originals safe
  • Check margin requirements - usually 1-2 inches at top
  • Bring extra funds - fees can vary by document type and page count
  • Request a receipt showing your recording numbers

Cities and Jurisdictions in Windsor County

Properties in any of these areas use Windsor County forms:

  • Ascutney
  • Barnard
  • Bethel
  • Bridgewater
  • Bridgewater Corners
  • Brownsville
  • Cavendish
  • Chester
  • Chester Depot
  • Gaysville
  • Hartford
  • Hartland
  • Hartland Four Corners
  • Ludlow
  • North Hartland
  • North Pomfret
  • North Springfield
  • Norwich
  • Perkinsville
  • Plymouth
  • Proctorsville
  • Quechee
  • Reading
  • Rochester
  • Sharon
  • South Pomfret
  • South Royalton
  • South Woodstock
  • Springfield
  • Stockbridge
  • Taftsville
  • West Hartford
  • Weston
  • White River Junction
  • Wilder
  • Windsor
  • Woodstock

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Windsor County

How do I get my forms?

Forms are available for immediate download after payment. The Windsor County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Windsor County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Windsor County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Windsor County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Windsor County?

Recording fees in Windsor County vary. Contact the recorder's office at (802) 875-2765 for current fees.

Questions answered? Let's get started!

Two individual mortgagors sign this Vermont mortgage deed, and the form carries a separate notary acknowledgment certificate for each of them. It is the recorded half of a private loan against Vermont real estate: two people who own the property, often a married couple or a pair of co-owners, convey it to a named mortgagee as security for a promissory note, on the stated condition that the conveyance becomes void when the note is paid and every secured agreement is performed.

A conveyance that ends at payoff

Vermont treats a mortgage as a true conveyance. The statute that gives recorded instruments their effect against third parties, 27 V.S.A. § 342, names the mortgage alongside the deed of bargain and sale, and Vermont title practice describes the granting of a mortgage as a conveyance of legal title to the mortgagee, subject to the mortgagor's right to redeem. This form follows that structure. It conveys the property with full conveyance words and title covenants, identifies the promissory note by date, principal amount, and maturity, and then states the traditional condition: on full payment and performance, the deed is void. Vermont statute backs the ending as well. 27 V.S.A. § 464 requires the mortgagee to deliver a discharge within 30 days after full performance, with statutory damages for delay, and the discharge statutes at 27 V.S.A. §§ 461 through 464a supply the recorded instruments that clear the mortgage from the title.

The promissory note itself, prepared separately and not included in this package, holds the interest rate and payment schedule and stays off the public record. A seller financing a sale has a statutory reason to record the mortgage deed: under 27 V.S.A. § 307, a seller holds no lien for unpaid purchase money unless the lien is created or evidenced by a deed executed, acknowledged, and recorded in the manner required for deeds. The mortgage deed the buyers give back at closing is that instrument, which is why this form appears so often in owner financing.

Two mortgagors, two acknowledgment certificates

The form recites exactly two mortgagors, natural persons signing in their individual capacities, and one mortgagee, who may be an individual or an entity and does not sign. A married couple mortgaging the home they own together, two relatives who took title jointly, and unmarried co-owners borrowing against shared property present the two-signer pattern this deed recites. Each mortgagor signs before a notary, and the two certificates allow the signers to acknowledge on different dates, before different notaries, or in different states. Vermont homestead law runs through the same architecture: 27 V.S.A. § 141 makes a married owner's conveyance of homestead property inoperative as to the homestead unless the spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase, and a mortgage deed signed and acknowledged by both spouses answers that joinder rule on its face. A sole owner, an entity, or a fiduciary signing in a representative capacity presents a different signature architecture than this form is set up to recite.

Recorded with the town clerk, not a county recorder

Vermont land records are municipal. The completed mortgage deed goes to the clerk of the town or city where the land lies, at the statewide fee of $15.00 per page under 32 V.S.A. § 1671(a), and the top of the first page reserves space for the clerk's recording information. A mortgage deed is also one of the instruments the Vermont property transfer tax return does not reach: the Department of Taxes excludes mortgage deeds from the Form PTT-172 filing category, so the mortgage records without the return that accompanies a deed transferring title. Printed names appear under the signature lines because 32 V.S.A. § 1405 permits the recording official to require them.

The package contains the mortgage deed as a fillable PDF, a completed example showing the form filled in for a realistic Chittenden County fact pattern, and a plain language guide that walks through every numbered section, the notarization rules, and the recording steps. The materials describe Vermont law in general terms and are not legal advice.

Important: Your property must be located in Windsor County to use these forms. Documents should be recorded at the office below.

This Mortgage Deed (Two Individuals) meets all recording requirements specific to Windsor County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Windsor County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Windsor County Mortgage Deed (Two Individuals) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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July 2nd, 2022

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