Windsor County Mortgage Deed (Two Individuals) Form
Last validated September 15, 2026 by our Forms Development TeamFormatted for recording in Windsor County, for property anywhere in the county: rural and unincorporated areas as well as Ascutney, Barnard, Bethel, Bridgewater, Bridgewater Corners, Brownsville, Cavendish, Chester and 29 more.
- 3 documents included
- Immediate PDF download
- Formatting guarantee
Windsor County Mortgage Deed (Two Individuals) Form
Fill in the blank Mortgage Deed (Two Individuals) form formatted to comply with all Vermont recording and content requirements.
Windsor County Mortgage Deed (Two Individuals) Guide
Line by line guide explaining every blank on the Mortgage Deed (Two Individuals) form.
Windsor County Completed Example of the Mortgage Deed (Two Individuals) Document
Example of a properly completed Vermont Mortgage Deed (Two Individuals) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Windsor County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Andover
Andover, Vermont 05143
Hours: Mo, Tu, Th, Fr 9:00 to 1:00 & We 11:00 to 3:00 (always call ahead)
Phone: (802) 875-2765
Town Clerk of Baltimore
Baltimore, Vermont 05143
Hours: We 4:00 to 6:00 & Th 9:00 to 11:00 and by appt
Phone: (802) 263-5274
Town Clerk of Barnard
Barnard, Vermont 05031
Hours: Mo-We 8:00 to 3:30
Phone: (802) 234-9211
Town Clerk of Bethel
Bethel, Vermont 05032
Hours: Mo, Th 8:00 to 12:30 & 1:00 to 4:00; Tu, Fr 8:00 to 12:00
Phone: (802) 234-9722
Town Clerk of Bridgewater
Bridgewater, Vermont 05034
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 672-3334
Town Clerk of Cavendish
Cavendish, Vermont 05142
Hours: Mo-Fr 9:00 to 4:30
Phone: (802) 226-7292
Town Clerk of Chester
Chester, Vermont 05143
Hours: Mo-Fr 8:00 to 4:00 or by appt
Phone: (802) 875-2173
Town Clerk of Hartford
White River Junction, Vermont 05001
Hours: 8:00 to 5:00 M-F (sometimes closed 12:00 to 1:00)
Phone: (802) 295-2785
Town Clerk of Hartland
Hartland, Vermont 05048
Hours: Mo-Fr 7:00 to 5:00
Phone: (802) 436-2444
Town Clerk of Ludlow
Ludlow, Vermont 05149
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 228-3232
Town Clerk of Norwich
Norwich, Vermont 05055
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 649-1419
Town Clerk of Plymouth
Plymouth, Vermont 05056
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 672-3655
Town Clerk of Pomfret
North Pomfret, Vermont 05053
Hours: Mo, We, Fr 8:30 to 2:30
Phone: (802) 457-3861
Town Clerk of Reading
Reading, Vermont 05062
Hours: Mo-Th 8:00 to 4:00; 1st Sat 9:00 to 12:00
Phone: (802) 484-7250
Town Clerk of Rochester
Rochester, Vermont 05767-0238
Hours: Tu-Fr 8:00 to 4:00
Phone: (802) 767-3631
Town Clerk of Royalton
South Royalton, Vermont 05068
Hours: Mo-Th 8:00 to 12:00 & 12:30 to 3:00
Phone: (802) 763-7207
Town Clerk of Sharon
Sharon, Vermont 05065
Hours: Mo-Th 7:30 to 4:30
Phone: (802) 763-8268 x1
Town Clerk of Springfield
Springfield, Vermont 05156
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 885-2104
Town Clerk of Stockbridge
Stockbridge, Vermont 05772
Hours: Tu-Th 8:00 to 4:30; Fr 8:00 to 12:00
Phone: (802) 746-8400
Town Clerk of Weathersfield
Ascutney, Vermont 05030-0550
Hours: Mo-We 9:00 to 4:00; Th 9:00 to 5:30
Phone: (802) 674-9500
Town Clerk of Weston
Weston, Vermont 05161-0098
Hours: Mo-Fr 8:00 to 1:00
Phone: (802) 824-6645
Town Clerk of West Windsor
Brownsville, Vermont 05037
Hours: Mo-Fr 9:00 to 12:00 & 1:30 to 4:30
Phone: (802) 484-7212
Town Clerk of Windsor
Windsor, Vermont 05089
Hours: Mo-We 8:00 to 5:00; Th 8:00 to 4:00
Phone: (802) 674-5610
Town Clerk of Woodstock
Woodstock, Vermont 05091
Hours: Mo-Fr 8:00 to 12:00 & 1:00 to 4:30
Phone: (802) 457-3611
Recording Tips for Windsor County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Check margin requirements - usually 1-2 inches at top
- Leave recording info boxes blank - the office fills these
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Windsor County
Properties in any of these areas use Windsor County forms:
- Ascutney
- Barnard
- Bethel
- Bridgewater
- Bridgewater Corners
- Brownsville
- Cavendish
- Chester
- Chester Depot
- Gaysville
- Hartford
- Hartland
- Hartland Four Corners
- Ludlow
- North Hartland
- North Pomfret
- North Springfield
- Norwich
- Perkinsville
- Plymouth
- Proctorsville
- Quechee
- Reading
- Rochester
- Sharon
- South Pomfret
- South Royalton
- South Woodstock
- Springfield
- Stockbridge
- Taftsville
- West Hartford
- Weston
- White River Junction
- Wilder
- Windsor
- Woodstock
Hours, fees, requirements, and more for Windsor County
How do I get my forms?
Forms are available for immediate download after payment. The Windsor County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Windsor County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Windsor County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Windsor County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Windsor County?
Recording fees in Windsor County vary. Contact the recorder's office at (802) 875-2765 for current fees.
Questions answered? Let's get started!
Two individual mortgagors sign this Vermont mortgage deed, and the form carries a separate notary acknowledgment certificate for each of them. It is the recorded half of a private loan against Vermont real estate: two people who own the property, often a married couple or a pair of co-owners, convey it to a named mortgagee as security for a promissory note, on the stated condition that the conveyance becomes void when the note is paid and every secured agreement is performed.
A conveyance that ends at payoff
Vermont treats a mortgage as a true conveyance. The statute that gives recorded instruments their effect against third parties, 27 V.S.A. § 342, names the mortgage alongside the deed of bargain and sale, and Vermont title practice describes the granting of a mortgage as a conveyance of legal title to the mortgagee, subject to the mortgagor's right to redeem. This form follows that structure. It conveys the property with full conveyance words and title covenants, identifies the promissory note by date, principal amount, and maturity, and then states the traditional condition: on full payment and performance, the deed is void. Vermont statute backs the ending as well. 27 V.S.A. § 464 requires the mortgagee to deliver a discharge within 30 days after full performance, with statutory damages for delay, and the discharge statutes at 27 V.S.A. §§ 461 through 464a supply the recorded instruments that clear the mortgage from the title.
The promissory note itself, prepared separately and not included in this package, holds the interest rate and payment schedule and stays off the public record. A seller financing a sale has a statutory reason to record the mortgage deed: under 27 V.S.A. § 307, a seller holds no lien for unpaid purchase money unless the lien is created or evidenced by a deed executed, acknowledged, and recorded in the manner required for deeds. The mortgage deed the buyers give back at closing is that instrument, which is why this form appears so often in owner financing.
Two mortgagors, two acknowledgment certificates
The form recites exactly two mortgagors, natural persons signing in their individual capacities, and one mortgagee, who may be an individual or an entity and does not sign. A married couple mortgaging the home they own together, two relatives who took title jointly, and unmarried co-owners borrowing against shared property present the two-signer pattern this deed recites. Each mortgagor signs before a notary, and the two certificates allow the signers to acknowledge on different dates, before different notaries, or in different states. Vermont homestead law runs through the same architecture: 27 V.S.A. § 141 makes a married owner's conveyance of homestead property inoperative as to the homestead unless the spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase, and a mortgage deed signed and acknowledged by both spouses answers that joinder rule on its face. A sole owner, an entity, or a fiduciary signing in a representative capacity presents a different signature architecture than this form is set up to recite.
Recorded with the town clerk, not a county recorder
Vermont land records are municipal. The completed mortgage deed goes to the clerk of the town or city where the land lies, at the statewide fee of $15.00 per page under 32 V.S.A. § 1671(a), and the top of the first page reserves space for the clerk's recording information. A mortgage deed is also one of the instruments the Vermont property transfer tax return does not reach: the Department of Taxes excludes mortgage deeds from the Form PTT-172 filing category, so the mortgage records without the return that accompanies a deed transferring title. Printed names appear under the signature lines because 32 V.S.A. § 1405 permits the recording official to require them.
The package contains the mortgage deed as a fillable PDF, a completed example showing the form filled in for a realistic Chittenden County fact pattern, and a plain language guide that walks through every numbered section, the notarization rules, and the recording steps. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Windsor County to use these forms. Documents should be recorded at the county recording office listed above.
This Mortgage Deed (Two Individuals) meets all recording requirements specific to Windsor County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Windsor County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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